Make Sure Your Social Security Disability Benefits Application Doesn’t Get Denied
Disability is a dreaded eventuality and some research studies show that three out of ten new, young employees will most likely get disabled before they retire. Thanks to the Social Security Administration which provides monetary benefits to individuals who lose the ability to work for at least a year due to disabling medical condition. To qualify for Social Security disability benefits, however, one will first have to declared disable according to how SSA defines the word.
To the word “disabled” SSA associates three elements: inability of the person to continue the work he/she performed before the disability; the incapacity to do any other form of work due to medical state; and, the disability is expected to last for at least a year or may result in the person’s death. Such disability is total and permanent – the type that SSA considers eligible for the benefits applied for. This means that those suffering from partial or short-term disabilities are not covered by SSA, which has two major programs, namely, the Supplemental Security Income (SSI) and the Social Security Disability Insurance (SSDI).
The Supplemental Security Income is a benefit given to a disabled individual who has limited income and resources. The Social Security Disability Insurance (SSDI), on the other hand, is given to insured workers 65 years old and below. “Insured worker” refers to any employee who has earned work credits through payment of SS taxes; such employee should also have worked just recently and long enough to qualify for the SS disability benefit.
To help SSA determine fast if a claimant’s disability qualifies him/her to receive benefits, it has drawn up a list of severe medical conditions; illnesses or disabilities found in this list can automatically render a claimant eligible to the benefit applied for.
Oftentimes, even if a person is qualified to receive benefits, his/her application gets denied due to technical errors and/or lack of the required documents. The financial support and assistance provided by SSA has a major effect in the life any benefit claimant; however, the process can be just quite complex and requires a long wait.
To help SSA expedite the evaluation and processing of your claim application, it is important that you make sure that all the required documents (original or certified true copies) and all information about yourself plus proofs of your disability are submitted with the correctly filled out claim form.
According to the Hankey Law Office firm, hiring a lawyer to help you acquire, prepare and submit all needed forms and documents can be a good move to help you get over the worry of probably having missed anything that can result to denial of your application.